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  1. Home
  2. Math & Calculators
  3. Loan Repayment Calculator

Loan Repayment Calculator

See your monthly loan repayment, total interest and a month-by-month schedule you can download as CSV.

Loading Loan Repayment Calculator…
Using this tool is free. Each download or copy of a result uses 1 export; the same result again within 24 hours is free.
  • Runs in your browser
  • No sign-up needed to try

How to use the Loan Repayment Calculator

  1. Enter the amount you want to borrow and the APR.
  2. Enter the term in years, months or both.
  3. Check your monthly repayment and the full schedule, then download the schedule as a CSV file.
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Questions about this tool

Is the Loan Repayment Calculator free?

Using it and previewing the result are free. Downloading, copying or saving the final result uses 1 export: from £1.00 for 5, or included in a monthly plan. The same result again within 24 hours is free.

How is the monthly repayment calculated?

It uses the standard amortisation formula with the APR divided by 12 as the monthly rate, so every payment is the same and the loan is paid off exactly at the end. At 0% interest it is simply the amount divided by the number of months.

Why might my lender's figure be slightly different?

Lenders may add arrangement fees, round payments differently or calculate interest daily. Use this as a guide and check your loan agreement for the exact figures.

Is my information uploaded?

No. It works entirely in your browser, so your text and files stay on your device.

Does it work on my phone?

Yes. It works in any modern browser on phones, tablets and computers, with nothing to install.

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